Daycare in Holy Cross.

Holy Cross sits just east of downtown Indianapolis between East Washington Street and Massachusetts Avenue, a compact historic neighborhood organized around Holy Cross Catholic Church and the surrounding residential blocks. The neighborhood mixes long-time households with new infill, and the under-five population has grown alongside redevelopment along the East Washington and East 10th Street corridors. The daycare map concentrates in church-basement preschools and Class I and Class II family child care homes, with a small number of private centers along the East Washington commercial spine. Indianapolis families pay tuition in line with the broader Indianapolis-Carmel-Anderson metro, and Holy Cross sits squarely in the middle band of the Indianapolis price range. The daycare map here mixes private centers, church-basement preschools, and a strong supply of Class I / II-licensed family child care homes, with the On My Way Pre-K program and IPS Pre-K and Indy Preschool Scholarship filling the four-year-old preschool tier for income-eligible families.

What you'll actually pay

In 2026 dollars, full-time center-based daycare in Holy Cross runs roughly $1,200 to $1,625 per month for infants and roughly $975 to $1,350 per month for preschool-age children, drawing on the National Database of Childcare Prices for Marion County and on OECOSL licensing data. Class I / II-licensed family child care homes price lower, in the $700 to $1,100 per month range for infants, and nanny shares run $1,200 to $1,600 per child per month at prevailing Indianapolis sitter rates.

The infant premium tracks Indiana's licensing rule under 470 IAC 3-4.7 (centers) and 470 IAC 3-4.5 (family child care homes): ratios are 1 staff to 4 infants under twelve months in a center, lower than the national average, with square-footage requirements that limit how many infant slots a Holy Cross center can carry. Holy Cross tuition sits in the middle band of the Indianapolis-Carmel-Anderson metro, a gap that reflects commercial rent and the local mix of large- and small-footprint sites. A center with a dedicated infant room will typically price several hundred dollars above a church-basement program nearby offering only preschool.

OECOSL licensing and the paths to quality rating

Every Holy Cross center and every family child care home is licensed by the Indiana Office of Early Childhood and Out-of-School Learning (OECOSL), inside the Family and Social Services Administration (FSSA) under 470 IAC 3-4.7 (centers) and 470 IAC 3-4.5 (family child care homes). The regulation sets staff-to-child ratios, background checks, square-footage minimums, curriculum standards, and incident reporting. OECOSL issues a Paths to QUALITY rating from Level 1 to Level 4 based on staff education, program standards, and compliance history. A Holy Cross family touring centers should pull the licensing record and paths to quality rating from the OECOSL public portal before signing a deposit. Indiana also publishes early learning and development standards that participating providers align to.

On My Way Pre-K and the Indy Preschool Scholarship

Indiana runs two routes that Holy Cross families with four-year-olds should both know. On My Way Pre-K is a state-funded preschool program for income-eligible four-year-olds, administered locally through Marion County On My Way Pre-K administered through Early Learning Indiana. The program operates in community-based partner classrooms and inside several IPS Pre-K and Indy Preschool Scholarship buildings. Eligibility runs through 127 percent of the federal poverty level for On My Way Pre-K with priority for families also experiencing other risk factors. The second route is Indianapolis Public Schools Pre-K and the Indy Preschool Scholarship, the Indianapolis school district's Pre-K seat and the privately funded Indy Preschool Scholarship, also targeted at four-year-olds whose families would benefit from a sliding-scale tuition. Applications for both run through Marion County On My Way Pre-K administered through Early Learning Indiana in the same spring window before the fall start.

Indiana CCDF voucher

Income-eligible families can apply for the Indiana CCDF Child Care Voucher, the state child care subsidy administered through Indiana FSSA through Marion County Child Care Resource and Referral. The subsidy pays part of the cost at a participating OECOSL-licensed provider, with a family parent fee set on a sliding scale based on household income and family size. The subsidy can be used at a center or a Class I / II-licensed family child care home with an open subsidized slot. Indiana moved the CCDF reimbursement rate to the 75th percentile of the regional market rate in 2024, and expanded provider eligibility tied to a minimum Paths to QUALITY Level 2 rating for most subsidized care.

Federal credits and the Indiana stack

Three federal tools stack on top of any On My Way Pre-K seat or Indiana CCDF voucher: the federal Child and Dependent Care Credit on IRS Form 2441, the Dependent Care FSA (up to $5,000 per household per year of pre-tax savings), and the federal Child Tax Credit. Indiana adds a state Earned Income Tax Credit set at 10 percent of the federal EITC for working families, plus a CollegeChoice 529 tax credit and a state Child and Dependent Care deduction for qualifying households. A two-earner Holy Cross household paying the full private rate typically recovers $1,700 to $2,300 in combined federal tax savings on the $5,000 FSA alone, plus state credits.

Sample Holy Cross centers

Listings reflect editorial picks, not paid placements, and pricing is the published rate before any subsidized seat or federal and state tax credit. Verified by DaycareSquare editorial — last reviewed May 2026. Full Holy Cross listings directory is in progress.

Frequently asked

Where to go next

Walk through the cost calculator to model your Holy Cross year with the FSA, the federal Child and Dependent Care Credit, and Indiana state credits factored in. Read our Indiana On My Way Pre-K explainer, the Indianapolis cost overview, the broader cost pillar, and our daycare comparison checklist before you book visits. For neighboring areas, see Fletcher Place daycare and Mass Ave daycare, or step back to all Indianapolis.